Accident Insurance

If you are a contractor, roofer, plumber or someone working in physically demanding jobs or having a risky hobby e.g. bungee jumping, car racing, scuba diving or other risky hobbies, this accident policy is for you because it pays you a substantial amount enough to pay your household bills and then some

Watch this youtube video on how accident policies give you peace of mind. Click here.

Hospital Accident Insurance

This is an insurance policy that pays cash directly to you to help pay out-of-pocket costs when an accident strikes.

Injuries are a leading cause of death for people under the age of 45, and for every fatal injury there are 142 non-fatal injuries that require an emergency room visit or hospitalization.

For contractors and workers in physically demanding jobs…you may not be getting all the health coverage you need. You cannot prevent the unexpected, but you can be prepared.

This policy pays up to $9,000 a month, starting with the very first day you are hospitalized due to an accident or sickness and pays a recovery benefit following hospitalizations for a minimum of 10 days.

Protects you from any accident whether in a car, bus, taxi, truck, train, motorcyle, boat, ATV, or nay recreational vehicle, hunting, fishing or participating in any sport or recreational activity.

Benefits include daily hospital confinement, daily intensive care, ambulance reimbursement, recovery benefit following hospital confinement, recovery benefit following outpatient surgery or fracture.

This policy is renewable till age 85, multiple claims allowed and available to anyone aged 70 and below.

Outpatient Accident Insurance

This is an insurance policy that pays cash directly to you to help pay out-of-pocket costs when an accident strikes and you require outpatient surgery or treatment.

This policy pays up to $4,000 per year, $1,000 per surgery to a maximum of 4 outpatient surgeries per year.

Pays up to $800 per accident for up to 20 prescribed rehabilitative treatments e.g. physical therapy. Pays up to $200 for prescribed medical appliances.

Protects you from any accident whether in a motorcyle, boat, ATV, or any recreational vehicle, hunting, fishing or participating in any sport or recreational activity, fire or smoke inhalation.

Protects you 24 hours a day, 7 days a week, 365 days a year. This policy is renewable till age 85, multiple claims allowed and available to anyone aged 70 and below.

Accidental Death Insurance

This policy pays you a lump sum directly to you or your loved ones if you suffer an untimely death or are seriously injured in an accident.

Covers you in four important ways; accidental death by common carrier, accidental death by all other causes, single dismemberment and multiple dismemberment

Maximum coverage is $400,000. Family coverage is available. Renewable till age 85. Available to anyone aged 70 and below.