12411 Trites Road #53 Richmond, BC, Canada

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Insurance Coverage for everyone in the family

If you are looking for insurance for your family, yourself or your employees, you have come to the right place. Please call us at 604-360-1060 at Richmond BC Living Benefits Insurance and our caring team of experts will be able to give you the advice you need.

Our Services

Accident Insurance

Our policies provides cash benefit of up to $9,000 monthly if you are unable to perform your normal duties due to an accident on or off the job.

Sickness Insurance

Our policies provides cash benefit of up to $9,000 monthly if you are unable to perform your normal duties due to unexpected sickness.

Critical Illness

Including Cancer, Heart Attack and Stroke. We provide lump sum payments of $10K, $15K, $25K, $50K or $100K for 21 conditions include Cancer, Heart Attack and Strok.

Term Life Insurance

We provide a death benefit up to $1 million to your beneficiaries.

Disability Insurance

We provide disability benefit of up to $2,000 per month if you are unable to perform your usual duties due to accident or sickness.

Frequently asked questions

No, the family price is about the price of 2 individuals. Children will be covered for free from birth to 17 years of age for most of our policies.
…Well, most policies are less than the price of a regular coffee a day. Save the coffee and protect your family and yourself. Most people spend more for their car insurance than on insurance for themselves A buck or two a day will not make us poor but thousands per day or per week continuously will drain our financial resources meant for our retirement. You are the most valuable asset in the family. So love yourself and do the right thing.
…. you can only buy insurance when you are HEALTHY. A good example is a house on fire, you cannot buy fire insurance but you can certainly buy other types of insurance eg. car insurance. Insurance is a NEED and not a WANT. We can wait till we are hungry before we eat, till it rains before we buy an umbrella, till it snows before we put snow tires … but the only time we can buy insurance is when we qualify for it …I have seen people lose their homes or suffer financial ruin because they don’t have insurance. So, the only time to buy insurance is when you qualify for it.
…Most group plans cover you for dental and prescriptions but they dont pay you cash for your monthly bills if you are unable to work due to sickness or injury. richmond bc living benefits insurance worksafe …WCB does not pay you in full. …Most Canadians live from paycheck to paycheck and if our pay were to drop from 100% to 60%, that is a big reduction and families may have to dig into their hard earned savings or incur credit card debts.
Most of our policies cover you with existing conditions after 2 years subject to approval.

So, don’t delay. Give us a call today

Call 604-360-1060 now for a FREE Quote